You are probably wondering how I built up so much debt. You are right to wonder. $41,862 is not a small chunk of change, especially when I am only 26 years old.
I remember my first time like it was yesterday... hungry, walking into the familiar college cafeteria, and there it was, right in front of me. A sign that made so much sense, and was so simple... "Free T-Shirt for Signing Up for a Credit Card!" A FREE T-SHIRT! Awesome! And it had our school logo on it! Even more awesome! Sure, I'll sign up. What harm can it do? It's not like I'll use the card...
I wish I could say that this only happened once. Or twice. But I was 18, I was naive, and man those t-shirts were cool! So I quickly collected credit card after credit card, not realizing what kind of danger I was putting myself in.
Have you had a similar experience? Share your story and let others know just how aggressive and immoral credit card companies can be.
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